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  • Adapting To Stay Ahead Of Competition

    Adapting To Stay Ahead Of Competition


    Students with a growth mindset are more resilient, adaptable, and open to new ideas and experiences that can help them navigate change

    In today’s fast-paced world, change is the only constant. The world around us is rapidly evolving with technology and innovation changing the way we live, work, and learn. While these changes are challenging, they also bring in new opportunities. It is imperative to adapt to these changes to succeed in any job role or career today. Educational institutions and educators should therefore help students to manage these changes and prepare for a dynamic future.

    The first step towards adapting to change is keeping an open mind. Students should be encouraged to be willing to try new things, even if those are outside their comfort zone. Educational institutions should present them with problems and situations that are outside the purview of their curriculum.

    A growth mindset should be fostered to help students navigate change. A growth mindset is a belief that intelligence and skills can be developed through hard work, perseverance, and dedication. Students with a growth mindset are more resilient, adaptable, and open to new ideas and experiences. They embrace challenges and view setbacks as opportunities to learn and grow. Educators can help students develop a growth mindset by encouraging them to take risks, learn from mistakes, and focus on the process rather than the outcome.

    Technology is also changing the way we learn and work. Educators can help students adapt to technological change by integrating technology into their teaching methods. By using digital tools and platforms, students can develop digital literacy skills and learn how to communicate, collaborate, and create in a digital environment. Students should be encouraged to adopt new-age technologies and learn to use them effectively. Technology also gives students access to a wealth of knowledge and resources, allowing them to learn at their own pace and in their own way.

    Another way to help students adapt to change is to teach them soft skills. Soft skills are the interpersonal, communication, and problem-solving skills that are essential for success in the workplace. Soft skills are becoming increasingly important in today’s job market because they enable individuals to navigate complex situations and work effectively with others. Educators can teach soft skills by providing students with opportunities to work in teams, practice public speaking, and engage in critical thinking and problem-solving activities.

    Educational institutions and teachers can help students stay ahead of the curve by providing them with opportunities for experiential learning. Experiential learning is about learning through hands-on application, not just reading or lecturing. This can be done through internships, work-study programs, volunteering, or project-based learning. Experiential learning provides students with hands-on experience and allows them to develop skills and knowledge that are directly applicable to their future careers.

    Students should also be encouraged to network with their peers, faculty members, and professionals in their field. Networking can help them stay up to date with the latest trends and opportunities. Staying informed about the latest developments in their fields can help students be more adaptive. They should be also encouraged to read industry publications, attend conferences, and follow thought leaders on social media.

    Change is inevitable and it can be stressful. It is important for students to build resilience to cope with challenges. Educational institutions should help them develop healthy coping mechanisms and encourage them to seek support when needed. For only by being prepared for change can we stay ahead of change!

  • Financial Literacy At Early Age Can Bridge Gap Between India And The West

    Financial Literacy At Early Age Can Bridge Gap Between India And The West


    Financial literacy can be key to ensuring good money habits are formed, setting children up for a successful and secure financial future

    Financial literacy refers to the ability to understand and effectively manage personal finances. It is an essential skill for everyone, regardless of age or income level. Most nations now place a high priority on financial literacy since it is strongly correlated with economic development. However, many countries, including India, have a significant gap in financial literacy levels compared to developed nations like the United States, Canada, and the United Kingdom.

    According to the Standard & Poor’s Global Financial Literacy Survey, India has a financial literacy rate of just 24 per cent, compared to the global average of 35 per cent. In contrast, the United States has a financial literacy rate of 57 per cent, and Canada has a rate of 68 per cent. About 20 per cent of the world’s population lives in India, but only 76 per cent of its adult population is even familiar with the most fundamental financial ideas. This significant gap in financial literacy levels between India and developed countries highlights the need for early financial education.

    It is a proven fact that those with the right financial education and understanding organise their finances more effectively and make the most use of their financial resources to their advantage. Financial literacy should start as early as possible in India to bridge the gap between India and other countries. In the United States, for example, 45 states have adopted financial education standards, and many schools offer financial education courses.

    In contrast, according to a study by the National Council of Applied Economic Research, only 5.5 per cent of schools in India offer financial education courses. To bridge the gap in financial literacy between India and other countries, financial education must be integrated into India’s education system. 

    By teaching financial literacy to young people, we can help them develop good money habits early in life, setting them up for a successful financial future. Additionally, early financial education can help reduce poverty and increase economic growth in India.

    Additionally, financial education should be made widely available to adults in India. Many people in India did not have access to financial education when they were younger, and they may still lack the knowledge they need to manage their finances effectively today.

    In India, poverty is a significant issue, with a large portion of the population living below the poverty line. Financial education can help to reduce poverty by teaching people how to manage their money effectively. With proper financial education, people can learn to budget, save, invest, and manage debt, all of which can help improve their financial situation.

    Moreover, financial literacy can also help increase economic growth in India. As people become more financially literate, they can make better financial decisions, such as investing in stocks or starting a business. These decisions can lead to economic growth, creating jobs and boosting the economy.

    However, financial literacy is important not just for individuals in India, but for the country. According to the Reserve Bank of India, financial inclusion is a significant issue in the country. In 2018, only 47 per cent of Indians had a bank account, and only 7.6 per cent of rural Indians had access to formal credit. According to the survey by RBI, there is relatively little difference in financial literacy scores across the country’s rural and urban areas. This suggests that significant effort will be needed to improve the awareness of digital banking among all societal strata in the nation. 

    The direct correlation between macroeconomic prosperity and high financial literacy presents a do-or-die situation before us as a nation. The ambitious aim of attaining a 5-trillion-dollar economy may be achieved but without adequate financial literacy education, it will be of no substantial use for the welfare of the public.

  • Board Exams Question Papers Under Cctv Lens |

    Board Exams Question Papers Under Cctv Lens |



    CHENNAI: Following the question paper leak in revision tests, the school education department has accorded top priority to the safety of board exams question papers. The strong rooms where question papers are stored have been brought under 24X7 CCTV surveillance, provided round the clock armed police protection and banned the mobile phones in the vicinity of strong rooms.
    “The custodian officers and security personnel were asked to maintain a log book where the details of persons entering the strong rooms have to be maintained,” an official from the school education department said.
    The Class XII exams are scheduled to begin from May 5. On the exam day, the route officers will take the question papers from these strong rooms and deliver them to the schools with police protection.
    Though some of these instructions were given in the previous years as well, the school education department asked the chief educational officers and district educational officers to follow these rules to the book.
    In violation of the guidelines, a chief educational officer has distributed the first revision test question papers directly to the schools. Teachers from two private schools in the district have leaked the question papers. A question paper for the second revision test was also released on social media.
    “Only government and government-aided school teachers will be used for invigilation and evaluation of answer sheets. Wherever there is shortage of teachers, the use of private school teachers will be allowed,” an official said.
    S Gnanasekaran, general secretary, Tamil Nadu Higher Secondary School Headmasters Association, said there is very little scope for malpractice in state board examinations.
    “The directorate of government examinations has been successfully conducting the board exams without any leaks of question papers. It has well-established procedures. We cannot compare a board exam with a revision test which was held without any protection,” he said.
    P Perumalsamy, state president of the Tamil Nadu Post Graduate Teachers Association, said conducting the exams in the peak summer would be more challenging than the malpractices.